Minimum 6 - 7 years of experience in Banking out of which 3 - 4 years in Credit Officer or similar role. Please refer to the job advert for further information.
Credit Officer | Puttalam
Ready to grow from learning to leading?
At Seylan, ambition grows through experience. This role allows you to learn the work, power through challenges, and contribute meaningfully as you turn learning into capability.
Job Responsibilities
- Identify and canvass potential facility and deposit clients to the bank.
- Ensure facilities approved/disbursed are in accordance with the delegated authority given in liaison with standard credit procedures of the bank.
- Obtain securities strictly in accordance with the approved Loan Agreement Forms (LAFs) / Temporary Excess Forms (TEFs) following guidelines in Credit Policy Manual (CPM) and registering these with respective authorities where necessary with no compromise made without the expressed authority of the approving authority.
- Handle and maintain customer credit files / ensure lodgment of security documents.
- Visit business premises / security offered to ascertain the accuracy of information provided by customers / valuers and report where necessary.
- Review and renew facilities on due dates.
- Revalue securities in accordance with Credit Procedure instructions and recommend reduction of limits of facilities / limits if necessary where applicable.
- Ensure expired limits are cancelled and deleted from the system.
- Monitor restructure and recovery of credit.
- Follow up of leads from SME - Hub and Relationship Officers.
- Monitor Non – Performing Assets (NPA) facilities and follow up for settlement.
The Person
- Minimum 6 - 7 years of experience in Banking out of which 3 - 4 years in Credit Officer or similar role.
- Full or part professional qualification in Banking/ Finance from a recognized professional body.
- Degree or a professional qualification in Management would be an added advantage.
- Excellent communication skills and a collaborative mindset.
- Attention to detail and commitment to data accuracy.
- Professionalism, dependability, integrity and trustworthiness combined with a cooperative attitude.
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